Thousand Oaks, Westlake Village and Simi Valley real estate and homes for sale in California, luxury estates, town homes - Adela Anderson & Associates, REALTORS® Adela Anderson & Associates REALTORS(r) for Thousand Oaks, Westlake Village and Simi Valley, California real estate, luxury estates, town homes - NUMBER1EXPERTS™ Adela Anderson & Associates NUMBER1EXPERTS(tm) for Thousand Oaks, Westlake Village and Simi Valley, California real estate, luxury estates, town homes
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Adela Anderson & Associates, REALTORŪ, real estate agents and broker for Thousand Oaks, Westlake Village and Simi Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 805-267-4946.

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Mortgage Prequalification: Thousand Oaks, Westlake Village and Simi Valley California home buying, real estate listings, and homes for sale in Ventura and Los Angeles County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Thousand Oaks, Westlake Village and Simi Valley real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >What Sellers Might Disclose

Most states require a home seller to provide the buyer with some type of disclosure form. What might the seller have to disclose?

A Residential Property Disclosure Form requires the home seller to disclose facts about the home's heating, wiring or plumbing systems, including any defects that may exist, such as leaks in the roof or cracks in the foundation. If something in your home is not working properly or needs repair, you will need to either fix it or disclose the material defect to the prospective buyer. There are other disclosure forms, unique to each local area, that require sellers to disclose negative environmental factors or local building code issues. A lead-based paint disclosure form is required for homes built prior to 1978.

State legislatures and courts all over the country have passed laws regarding concealing defects from an agent or buyer. Ask your real estate agent about your obligations as a seller regarding disclosure.

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Real Estate Trivia
Q 
What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?

A 
Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age.
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Adela Anderson & Associates, REALTORŪ, real estate agents and broker for Thousand Oaks, Westlake Village and Simi Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)

Adela Anderson
RE/MAX Olson & Associates

30699 Russell Ranch Road, #100
Westlake Village, CA 91362
DRE 01032417
Phone: 805-267-4946
Phone: 818-338-9240
Fax: 818-879-2269
Email: adela@realtor.com

RE/MAX Olson and Associates is licensed in the state of California.

When you choose Adela Anderson to guide you through the process of purchasing or selling a home, you are selecting one of the most knowledgeable, empathetic, and well established real estate professionals in the business.

Adela has been serving the areas of Conejo Valley, Simi Valley, and Moorpark since 1989. You can be assured with the experienced and committed Team of Adela Anderson that you have access to a world of products and services for meeting your needs every step of the way. Our job is Guaranteed. Call or E-mail Today!

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RE/MAX Olson and Associates real estate and homes for sale in Thousand Oaks, Westlake Village and Simi Valley California

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